A Second Source of Income Is No Longer a Luxury — It's a Necessity!

 


In today's uncertain world, having a second source of income is not just a luxury; it has become an absolute necessity. Whether it’s to achieve financial freedom, support your family's growing needs, or simply create a stress-free future, building an additional stream of income is the smart move.


One of the best ways to generate a regular second income is through a Systematic Withdrawal Plan (SWP).

What is an SWP (Systematic Withdrawal Plan)?

An SWP allows you to withdraw a fixed amount of money at regular intervals (monthly, quarterly, or annually) from your mutual fund investments. It is designed to create a steady flow of income while your invested capital continues to earn returns.

Example: Invest ₹10,00,000 and Enjoy Regular Income

Let’s understand how it works

Particulars Details

Investment Amount ₹10,00,000

Yield / Withdrawal Rate 6.00%

Withdrawal / Income ₹60,000 per year

Total Amount Received in 10 Years ₹6,00,000

Tax Rate Low*

TDS / Tax Deduction NIL

End Value at Maturity ₹15,94,423**

Total Approx Received Value ₹21,94,423**

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